Clean Up And Re-build Your Credit Report

Achieving a Positive Credit File And A High Credit Score Is Possible

Do you want to repair your bad credit? If so, you will first need to obtain a copy of your credit report to see exactly what is on it that is hurting your credit rating.

There are 3 major credit bureaus that creditors report your information to:

	Equifax
	Experian
	Trans Union

These credit bureaus are not affiliated with each other. Each bureau may contain different information about your credit history. As such you will need to either obtain a copy of your credit report from each bureau or obtain a single tri-merged credit report. A tri-merged report is a credit report that has all of the information from each of the 3 credit bureaus merged onto one single report.

Once you have your credit report you can begin the process of repairing and rebuilding your credit history. Below you will find all the resources you need to help you in this process:

Step 1: Obtain Your Credit Report

We recommend creditreporting.com. You will be able to:

Get instant online access to your tri-merged credit report

See a record of companies that have reviewed your credit file

Get addresses for all creditors

Receive your credit score instantly from all 3 credit bureaus

Get Your Report Now

Step 2: Clean Up Your Credit Report

We highly recommend Lexington Law Firm for this step. They have an excellent success rate of getting negative items removed from people's credit report. Click here for more information on their services.

Step 3: Rebuild Your Credit

In order to rebuild your credit you need to re-establish at least 3 trade lines of good credit history. Credit cards for people with bad credit are the perfect tool to help you achieve this goal. Below are some reputable bad credit credit cards to get you started:

Orchard Bank Platinum MasterCard. This is an unsecured credit card for people with bad credit. More Info

Orchard Bank Gold MasterCard. This is an unsecured credit card for people with bad credit. More Info

Rebuild your bad credit with an Eufora Elite Credit Builder MasterCard. This is a secured credit card. Guaranteed approval. More info

Imagine unsecured bad credit MasterCard. The Imagine Gold MasterCard is issued by First Bank of Delaware and is the perfect credit card for people with bad credit.

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